Whop Fee Calculator

Estimate Whop take-home after conservative public card-processing assumptions, optional international and FX layers, payout fees, and your own cost structure. Keep each fee visible instead of burying it in one opaque rate.

Public Whop docs reviewed March 27, 2026 Assumptions stay explicit

Scope guard: this page only models fee constants that were clearly public in current official Whop docs on March 27, 2026. It does not invent a default for country-variable local-bank payouts, disputes, fraud alerts, financing, or custom enterprise pricing.

Inputs

Transaction assumptions

Domestic and international share must add to 100%. FX share is the share of total sales that also needs currency conversion.

Sale price (USD)

Transactions

Domestic share (%)

International share (%)

FX conversion share (%)

Optional Whop fee layers

These layers stay separate so you can see what is actually moving your take rate.

Billing automation (official public 0.5%) Tax and remittance (official public 0.5%) Affiliate processing (official public 1.25%)

Payout assumptions

Payout fees are modeled separately because they apply per payout event, not per checkout.

Payout method

Country-variable local-bank payout pricing is intentionally excluded because the official docs do not give one single public constant.

Seller costs

Add your own cost structure after Whop and payment fees.

Seller cost per sale (USD)

Monthly fixed cost (USD)

Advanced fee overrides

Domestic cards (%)

Fixed fee per transaction (USD)

International surcharge (%)

FX surcharge (%)

Billing automation (%)

Tax and remittance (%)

Affiliate processing (%)

Results

Gross revenue

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Total payment + Whop fees

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Take-home before seller costs

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Net profit after seller costs

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Effective take rate

—

Payment and Whop layers only.

Net margin

—

After seller costs and fixed costs.

Break-even sale price

—

Per transaction at the current transaction count.

Break-even transactions

—

Minimum whole transactions at the current sale price.

Fee breakdown

Seller-side cost overlay

Copyable planning summary

Assumptions and scope

Current public baseline used: domestic cards 2.7% + $0.30, +1.5% for international cards, +1% if currency conversion is required.

Optional official layers kept explicit: billing automation 0.5%, tax and remittance 0.5%, affiliate processing 1.25%, plus the selected payout fee assumption.

Payout modeling choice: percentage payout fees are applied to the pre-payout balance, then the fixed payout fee is added once per payout event.

Prominent exclusion: this calculator does not auto-apply the 3% automation-only platform fee, because it is product-configuration-specific and should not be silently assumed for all sellers.

Not modeled: country-variable local-bank payout fees, disputes, fraud alerts, financing, chargebacks, reserves, or enterprise/custom pricing.

Public Whop docs reviewed March 27, 2026. Re-check the official docs before using these assumptions in a live pricing decision.

FAQ

How much does Whop take?

There is not one single universal Whop fee. The public docs separate card-processing fees, optional billing and tax/remittance layers, affiliate processing, and payout-method fees. This calculator keeps those lines separate so the total take rate is inspectable.

Does Whop charge extra for international cards or currency conversion?

Yes, the current public fees page lists +1.5% for international cards and +1% when currency conversion is required. The calculator exposes both as separate assumptions instead of bundling them into the domestic baseline.

Should payout fees be modeled separately?

Yes. Payout fees happen when you withdraw funds, not when a buyer checks out. Modeling them separately keeps your checkout take rate clean and lets you compare next-day ACH, instant bank, crypto, Venmo, or wire drag explicitly.