Venmo Fee Calculator

Model Venmo take-home for personal goods & services, business profiles, Tap to Pay, and charity profiles — including instant transfer fee drag.

Built from Venmo public fee tables. Use it as a planning model; confirm your live account details before pricing or fundraising decisions.

Inputs

Receiving mode

Monthly payment count

Average payment amount

Refund rate (%)

Transfer method

Transfer count per month

Fixed monthly cost

Target monthly net profit

Enter your Venmo assumptions to see take-home math.

Assumptions & interpretation

Personal goods & services fees are modeled at the official 2.99% rate.
Business profile fees use 1.9% + $0.10, while Tap to Pay uses 2.29% + $0.09.
Instant transfer uses the public 1.75% fee with a $0.25 minimum and $25 maximum per transfer.
Refunds are modeled conservatively as lost revenue without fee reversals.

Key KPIs

Valid inputs will render the Venmo take-home model here.

Gross volume

—

Monthly net profit

—

Total fee drag

—

Break-even payment count

—

Average payment for target net

—

Effective fee rate

—

Calculation detail

Refund loss

—

Venmo fees

—

Transfer fees

—

Take-home before fixed cost

—

Successful volume after refunds

—

Fee per transfer

—

Net per payment

—

Average balance per transfer

—

Mode comparison