Payoneer Fee Calculator | 페이오니아 수수료 계산기

Estimate what survives Payoneer’s public-baseline receiving fees and what finally lands in your bank after withdrawal. This slice keeps the math honest: receive fee first, withdrawal fee second, then reverse-solve the gross amount needed for a target bank net.

Official-baseline posture: Payoneer’s public pricing page shows up to 3.99% for client credit-card payments, 1% for ACH bank debit (US only), 3.99% + $0.49 for PayPal (US only), free receiving-account funding in the local currency of your primary location, and a public 1–4% variable withdrawal range depending on region and volume.
This is a planning model, not an account statement. Marketplace-specific partner fees, negotiated pricing, taxes, and live FX conversion are intentionally out of scope in this v1.

Inputs

Start with a public preset, then override the fee fields only when your account shows something different.

Results

Two-step fee stack | 2단계 수수료 구조: receive → withdraw
Receive fee
Payoneer balance after receive | 수취 후 잔액
Withdrawal fee
Final bank net | 최종 은행 수령액
Total fees | 총 수수료
Effective total fee rate | 총 실효 수수료율
Gross needed for target net | 목표 순액 역산 총액
Planning stance | 해석 기준
Editable public-baseline model

Copy-ready summary

Why are the fee fields editable?

Because Payoneer’s public page explicitly says pricing can vary by region, account type, and transaction volume. This tool starts from public baselines and lets you override them when your account shows different terms.

Why exclude marketplace partner fees?

Because Payoneer says marketplace and network fees vary by partner. Modeling them as universal facts would be false precision, so this v1 focuses only on fee branches Payoneer publicly exposes with usable baseline numbers.

What does the variable withdrawal mode mean?

It models the public 1–4% withdrawal range shown on Payoneer’s pricing page for some non-local or variable-rate withdrawal cases. The preset starts at 2% only as a midpoint for planning and should be edited if your account shows a specific rate.